ProTek Coverage Enhancements
If you have liability insurance with us:
✔ Increased aggregate limit to $3 million on all policies
✔ Non-owned auto, if required,may be included within the minimum premium
✔ Defense cost paid unlimited for covered claims
✔ Maximum charge for all specifically endorsed additional insureds and waivers—$500 per policy year
✔ Automatic additional insured – managers or lessors of premises
✔ Each location and each project – equal to general aggregate
✔ Waiver of subrogation – included
✔ HIPAA legal coverage – $50,000
✔ Limited product withdrawal expense – $10,000
✔ Property damage to borrowed equipment and customer goods — $10,000
✔ No fault medical payments – increased from $5,000 to $10,000
✔ And 12 others
If you have property insurance with us and Markel:
✔ Business income and extra expense – actual loss sustained to $300,000
✔ Employee theft – $25,000
✔ Property off premises – $25,000
✔ Voluntary parting or fraud – $10,000
✔ Exhibition coverage – $25,000
✔ Salesman’s sample – $25,000
✔ Electronic data processing equipment, data, media – $50,000
✔ Property in transit – $50,000
✔ And 62 others
If you have automobile insurance with us and Markel:
✔ Hired auto physical damage coverage – up to $75,000
✔ Glass breakage waiver of deductible – private passenger
✔ Loss of use expenses – $30 each day/$1,000 maximum
✔ Towing and labor – private passenger vehicles – $100 each disablement
✔ Accidental airbag discharge
✔ Auto loan or lease gap coverage
✔ Rental reimbursement coverage – 30 days/$100 each day/$3,000 maximum
✔ And 15 others
If you need excess (a.k.a. umbrella) coverages, limits available up to $10 million. Ability to add to general liability and auto liability.
Note: All coverages are subject to the policy terms and conditions.
