Coverage Enhancements | Medical Equipment Liability Insurance | ProTek

800.234.9037info@protek-insurance.com

ProTek Coverage Enhancements

If you have liability insurance with ProTek:

  • Increased aggregate limit to $3 million on all policies
  • Non-owned auto, if required, may be included within the minimum premium
  • Defense costs paid (unlimited for covered claims)
  • Maximum charge for all specifically endorsed additional insureds and waivers — $500 per policy year
  • Automatic additional insured — managers or lessors of premises
  • Each location and each project — equal to general aggregate
  • Waiver of subrogation included
  • HIPAA legal coverage — $50,000
  • Limited product withdrawal expense — $10,000
  • Property damage to borrowed equipment and customer goods — $10,000
  • No fault medical payments — increased from $5,000 to $10,000
  • And 12 other features

If you have property insurance with ProTek and Markel:

  • Business income and extra expense — actual loss sustained to $300,000
  • Employee theft — $25,000
  • Property off premises — $25,000
  • Voluntary parting or fraud — $10,000
  • Exhibition coverage — $25,000
  • Salesperson sample — $25,000
  • Electronic data processing equipment, data and media — $50,000
  • Property in transit — $50,000
  • And 62 other features

If you have automobile insurance with ProTek and Markel:

  • Hired auto physical damage coverage — up to $75,000
  • Glass breakage waiver of deductible — private passenger
  • Loss of use expenses — $30 each day/$1,000 maximum
  • Towing and labor — private passenger vehicles, $100 each disablement
  • Accidental airbag discharge
  • Auto loan or lease gap coverage
  • Rental reimbursement coverage — 30 days/$100 each day/$3,000 maximum
  • And 15 other features

If you need excess (aka umbrella) coverages, limits up to $10 million are available with the ability to add to general liability and auto liability.

Note: All coverages are subject to the policy terms and conditions.