ProTek Coverage Enhancements

If you have liability insurance with ProTek:

• Increased aggregate limit to $3 million on all policies
• Non-owned auto, if required, may be included within the minimum premium
• Defense costs paid (unlimited for covered claims)
• Maximum charge for all specifically endorsed additional insureds and waivers — $500 per policy year
• Automatic additional insured — managers or lessors of premises

• Each location and each project — equal to general aggregate
• Waiver of subrogation included
• HIPAA legal coverage — $50,000
• Limited product withdrawal expense — $10,000
• Property damage to borrowed equipment and customer goods — $10,000
• No fault medical payments — increased from $5,000 to $10,000
• And 12 other features

If you have property insurance with ProTek and Markel:

• Business income and extra expense — actual loss sustained to $300,000
• Employee theft — $25,000
• Property off premises — $25,000
• Voluntary parting or fraud — $10,000
• Exhibition coverage — $25,000

• Salesperson sample — $25,000
• Electronic data processing equipment, data and media — $50,000
• Property in transit — $50,000
• And 62 other features

If you have automobile insurance with ProTek and Markel:

• Hired auto physical damage coverage — up to $75,000
• Glass breakage waiver of deductible — private passenger
• Loss of use expenses — $30 each day/$1,000 maximum
• Towing and labor — private passenger vehicles, $100 each disablement

• Accidental airbag discharge
• Auto loan or lease gap coverage
• Rental reimbursement coverage — 30 days/$100 each day/$3,000 maximum
• And 15 other features