If you have liability insurance with ProTek:
- Increased aggregate limit to $3 million on all policies
- Non-owned auto, if required, may be included within the minimum premium
- Defense costs paid (unlimited for covered claims)
- Maximum charge for all specifically endorsed additional insureds and waivers — $500 per policy year
- Automatic additional insured — managers or lessors of premises
- Each location and each project — equal to general aggregate
- Waiver of subrogation included
- HIPAA legal coverage — $50,000
- Limited product withdrawal expense — $10,000
- Property damage to borrowed equipment and customer goods — $10,000
- No fault medical payments — increased from $5,000 to $10,000
- And 12 other features
If you have property insurance with ProTek and Markel:
- Business income and extra expense — actual loss sustained to $300,000
- Employee theft — $25,000
- Property off premises — $25,000
- Voluntary parting or fraud — $10,000
- Exhibition coverage — $25,000
- Salesperson sample — $25,000
- Electronic data processing equipment, data and media — $50,000
- Property in transit — $50,000
- And 62 other features
If you have automobile insurance with ProTek and Markel:
- Hired auto physical damage coverage — up to $75,000
- Glass breakage waiver of deductible — private passenger
- Loss of use expenses — $30 each day/$1,000 maximum
- Towing and labor — private passenger vehicles, $100 each disablement
- Accidental airbag discharge
- Auto loan or lease gap coverage
- Rental reimbursement coverage — 30 days/$100 each day/$3,000 maximum
- And 15 other features
If you need excess (aka umbrella) coverages, limits up to $10 million are available with the ability to add to general liability and auto liability.
Note: All coverages are subject to the policy terms and conditions.